Legal disclaimer and important information

Please note

This website provides general information about subscription-based financial planning.

All content is for informational purposes and should not be considered personal advice or an offer.

ravionalora.com delivers a financial planning subscription service fully compliant with Australian regulations. We make no promises of specific outcomes or results. Results may vary depending on your circumstances.

General notice

Nothing on this website constitutes professional, legal, or financial advice. We recommend consulting with a qualified adviser before making any decisions. Use of this site implies understanding and acceptance of these terms.

Limitation of liability

We strive for accuracy, but cannot guarantee completeness of information provided.

ravionalora.com disclaims any liability for losses incurred due to reliance on site content.

We are not responsible for consequences of decisions based on general information here.

No guarantee is made regarding the suitability of content for your specific situation.

We do not accept liability for third-party links or resources referenced here.

Accuracy of information

All information is regularly reviewed but may not always reflect the latest financial regulations or industry updates. Content is provided 'as is' and may change without notice.

Always consult a qualified professional before acting on information found here.

No professional advice

This website does not replace licensed financial advice. Each individual’s needs and circumstances are unique—seek qualified advice before acting.

External links

Links to external resources are provided for convenience. We do not control, endorse, or guarantee any third-party content or services.

Results may vary disclaimer

Outcomes differ for each client. Results may vary due to individual circumstances, planning needs, and external factors.

Variation of results statement

No assurance of specific results is provided. Your experience may be different from examples shown or testimonials provided.

Financial planning disclaimer

This service is not a credit, loan, or investment product and does not involve APR rates.

No APR rates, interest charges, or repayments apply to our service.

We do not provide or facilitate investment products or securities.

Analytical reviews and consultations are the primary focus, not investment returns.

Jurisdiction and governing law

Our service is governed by laws and regulations of Australia.

All disputes and claims are subject to the jurisdiction of Australian courts and must comply with relevant local financial regulations.

Australian law applies to your use of this site and our services.

You are responsible for compliance with local laws if accessing from outside Australia.

Indemnification

By using this site, you agree to indemnify ravionalora.com and its staff from any claims or damages arising from your use of the site or service.

Severability

If any provision of this disclaimer is found invalid, the remainder remains in effect and enforceable.

Modifications

ravionalora.com reserves the right to update these terms. Continued use implies acceptance of changes.

Contact us

For questions about this disclaimer, please contact our team directly.

Email address: content@ravionalora.com

Phone: +61-3-8326-6428

Address: Level 21, 345 Queen Street, Brisbane, QLD 4000 Australia

Disclaimer effective date: September 27, 2025

Last updated: September 27, 2025