Terms and Conditions for ravionalora.com

These terms govern your use of ravionalora.com and our subscription-based planning service. Please review them carefully before using our site or services.

August 17, 2025

Acceptance of terms

By accessing or using our site and services, you consent to these terms and agree to comply with all applicable laws. If you do not accept, please discontinue use immediately.

Definitions

Key terms used throughout these conditions are explained below.

  • 'Service' refers to the financial planning subscription provided by ravionalora.com.
  • 'User' or 'client' refers to anyone accessing or subscribing to ravionalora.com services.
  • 'Content' includes text, images, and materials found on this website.
  • 'Adviser' means an accredited professional assigned to your case.

Service usage guidelines

Our service is intended for adults residing in Australia. Users must provide accurate information and notify us of any changes relevant to their subscription.

Eligibility

You must be at least 18 years old and legally capable to use our service. By subscribing, you confirm that you meet these criteria.

18+ only

User responsibilities

Clients are expected to use our service lawfully and maintain updated contact information.

  • Provide accurate and complete information at signup and during service use.
  • Promptly update us about changes to your circumstances.
  • Use secure methods for communication and document sharing.
  • Respect all legal and ethical guidelines applicable in Australia.

Prohibited uses

The following activities are strictly not allowed:

  • Using the service for illegal, fraudulent, or unauthorised purposes.
  • Sharing access credentials or impersonating others.
  • Attempting to breach, disrupt, or reverse-engineer security or client systems.
  • Uploading or transmitting harmful, offensive, or misleading content.
  • Violating Australian laws or third-party rights.

Intellectual property rights

All content and materials on ravionalora.com are protected by copyright and other laws. Users may not copy, reproduce, or distribute content without written permission. Use is limited to personal, non-commercial purposes only.

User content

Any content you submit remains yours, but you grant us a license to use, store, and display it for service provision.

User content rights:

You are responsible for ensuring your submitted content does not infringe others’ rights or violate laws.

Privacy policy statement

We collect and process your data as described in our Privacy Policy. By using our services, you consent to this processing and agree to review our privacy practices. See Privacy Policy

Disclaimer of warranties

We provide our service and website as is, without warranty of any kind. Results may vary and no outcomes are promised.

Important notice:

Use this service at your own discretion. Consult with a professional adviser before making personal or financial decisions.

Limitation of liability

We are not liable for any indirect, incidental, or consequential damages resulting from your use of the site or service.

Indemnification

You agree to indemnify and hold ravionalora.com and its staff harmless from any claims or damages arising from your actions or use of our service.

Dispute resolution process

Disputes will be handled through good faith negotiation and, if needed, formal resolution as outlined here.

Arbitration

If resolution cannot be achieved, disputes may be submitted to binding arbitration in accordance with Australian law.

Arbitration is final and replaces court proceedings for covered disputes.

Online dispute resolution

Where available, we support online dispute resolution platforms for client concerns.

Read our full disclaimer: Read our full disclaimer

Applicable law and jurisdiction

Australian law governs these terms. All disputes must be resolved in Australian courts.

Termination

We may suspend or terminate your account for breach of terms or unlawful activity. You may cancel your subscription at any time.

Modifications

We may update these terms as needed. Continued use of our site or services indicates consent to changes.

Severability

If any part of these terms is unenforceable, the remainder remains valid and effective.

Entire agreement

These terms represent the full agreement between you and ravionalora.com regarding our service.

Contact for terms

Questions about these terms? Contact our support team below.

Email address: content@ravionalora.com

Phone: +61-3-8326-6428

Address: Level 21, 345 Queen Street, Brisbane, QLD 4000 Australia

Effective date of terms: August 17, 2025

Version: 1.0