Clear subscription pricing for planning
Our $250 monthly subscription covers ongoing financial planning, regular reviews, and all adviser consultations. You will never encounter hidden fees or surprise costs—just straightforward, professional service.
Meet your planning team
Experienced advisers with Australian credentials and a client-first mindset
David Matthews
Bachelor of Commerce University of Sydney
ten years "retirement planning"
FuturePath Group
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Awards:
Led 200+ plan reviews
Featured in industry journal
Mentored junior planners
Consistent client satisfaction
Over ten years of experience in progressive planning roles, now leading our subscriptions team.
Sarah Bennett
Graduate Diploma Finance Monash University
six years "client engagement"
AdvisorLink
Certifications:
Methods:
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Streamlined onboarding process
Awarded for service excellence
Hosted client webinars
Improved satisfaction scores
Specialises in client onboarding and ongoing service management for subscription clients.
Michael Chan
Bachelor of Business RMIT University
five years "administrative support"
SecurePlan Solutions
Certifications:
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Awards:
Processed 500+ client requests
Recognised for accuracy
Developed secure file system
Maintained compliance record
Ensures all subscription clients receive timely updates, secure documentation, and ongoing administrative support.
Emily Wright
Juris Doctor Law University of Melbourne
eight years "compliance and ethics"
LegalAssure Pty Ltd
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Implemented compliance framework
Zero regulatory breaches
Trained 50+ staff
Updated privacy protocols
Oversees all regulatory adherence and data protection for subscription planning services.
Our planning process explained
Transparency is our priority. See how your subscription delivers ongoing, practical planning through a clear, step-by-step process.
Initial consultation and onboarding
We start with a detailed conversation to understand your situation, needs, and objectives. This sets the foundation for your ongoing planning journey.
Your goal
Clarify your immediate priorities and longer-term intentions.
What we do
Your adviser gathers relevant details, identifies regulatory requirements, and explains your subscription in plain language.
How we do it
We hold a phone or video meeting, using secure communication for document sharing and identity verification.
Tools used
Secure portal, encrypted communication
What you receive
Welcome pack, summary of your situation, and confirmation of your subscription terms.
Analysis and strategy development
We analyse your current position, evaluate risks, and identify opportunities for improvement based on your input.
Your goal
Build a tailored planning framework reflecting your priorities.
What we do
Your adviser reviews information, consults with our compliance team, and drafts a proposed action plan.
How we do it
Scenario analysis and regulatory review, with adviser team collaboration for accuracy.
Tools used
Analysis software, secure data storage
What you receive
Personalised plan summary and initial recommendations, with clear explanations.
Plan review and ongoing advice
Each month, your adviser checks in, reviews any changes, and updates your plan as needed. You get practical advice and clear next steps.
Your goal
Ensure your plan stays relevant and actionable as circumstances change.
What we do
We proactively reach out for updates and answer your questions, making adjustments as required.
How we do it
Monthly check-ins via phone, video, or secure portal, with documentation for all updates.
Tools used
Client portal, communication tools
What you receive
Updated plan summary and actionable advice each month.
Annual review and compliance check
We conduct a comprehensive review each year to assess progress, compliance, and identify opportunities for improvement.
Your goal
Keep your planning aligned with current regulations and your personal objectives.
What we do
Your adviser coordinates with our compliance manager to ensure your plan meets all Australian regulatory requirements.
How we do it
In-depth review meeting, updated risk assessment, and compliance audit.
Tools used
Compliance checklist, adviser notes
What you receive
Annual review report and revised recommendations where needed.
Subscription pricing made clear
Understand exactly what is included in your monthly fee with no hidden costs or surprises.
Standard subscription
Ongoing planning, monthly reviews, and adviser access.
- Monthly adviser consultations and check-ins included
- Secure document portal for all client materials
- Comprehensive annual review and compliance check
- Transparent pricing—no extra charges
Couple subscription
Joint planning for two individuals with shared or separate needs.
- Joint adviser sessions for both members
- Custom documentation for each individual
- Monthly and annual reviews included
- All features of standard plan
Family subscription
Planning support for families, including up to four members.
- Family-focused annual reviews and consultations
- Customised planning for each family member
- All standard and couple plan features
- Ongoing compliance guidance for family needs
More about pricing
All subscriptions are billed monthly, with no setup fees or cancellation penalties.
Your subscription includes regular reviews, plan updates, and adviser communication.
APR rates do not apply as this is a planning service, not a credit product.
Important information
Results may vary based on individual circumstances.
We do not offer refunds or guaranteed outcomes.
Compare our subscription service
| Features | ravionalora | Competitor A | Competitor B |
|---|---|---|---|
| Monthly adviser access | |||
| Transparent, flat pricing | |||
| Australian compliance standards | |||
| Annual compliance review | |||
| Secure client portal |